Teaching UGC NET Mock Test Series 2025 (Paper 1 & 2) Banking and Financial Institutions Financial Regulators in India Mobile Banking
Which of the following refers to default-risk intermediation?
1
Borrowing short-term funds from savers and making long-term loans to borrowers
2
Making loans to risky borrowers by attracting savings from the savers who are risk-averse
3
Using information gathering skills of the intermediary
4
Pooling small amounts of savings from individuals to give loans to others