Which of the following are true regarding "attitude towards risk"?

A) A risk-averse person prefers a certain outcome with lower expected utility over a risky alternative with higher expected utility.
B) A risk-neutral individual chooses between alternatives based purely on the expected payoff, without regard to the risk involved.
C) A risk-seeking individual prefers a gamble with higher potential gains, even if it involves a higher probability of loss.
D) Risk preferences are static and do not change based on external factors like wealth or the context of the decision.