A, an insurance-broker employed by B to effect an insurance on a ship, omits to see that the usual clauses are inserted in the policy. The ship is after wards lost. In consequence of the omission of the clauses nothing can be recovered from the underwriters. Decide:
1
A is bound to make good the loss to B.
2
A is not bound to make good the loss to B.
3
It has to be the discretion of the court.
4
none of the above.