In 2015, world leaders signed a major treaty called the Paris agreement, to put these solutions into practice. Core to all climate change solutions is reducing greenhouse gas emissions, which must get to zero as soon as possible. Because both forests and oceans play vitally important roles in regulating our climate, increasing the natural ability of forests and oceans to absorb carbon dioxide can also help stop global warming.  Poor people rarely have insurance to cover loss of property due to natural calamities i.e. drought, floods, super cyclones etc. The poor communities are already struggling to cope with the existing challenges of poverty and climate variability and climate change could push many beyond their ability to cope or even survive. It is vital that these communities are helped to adapt to the changing dynamics of nature. Adaptation is a process through which societies make themselves better able to cope with an uncertain future. Adapting to climate change entails taking the right measures to reduce the negative effects of climate change (or exploit the positive ones) by making the appropriate adjustments and changes.