Which of the following best describes the function of the spot market in foreign exchange trading?

1
It allows traders to lock in exchange rates for transactions that will occur at a future date.
2
It facilitates the immediate exchange of currencies at current market rates.
3
It is used exclusively for the trading of derivative instruments like options and futures.
4
It involves the exchange of currencies at rates determined by central banks.
5
It handles transactions that are settled on a specified date in the future.

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