With reference to RBI's classification of NPAs, which of the following statements are true?

  1. Substandard assets are those that remain NPA for up to 12 months.
  2. Doubtful assets have weaknesses that make full recovery unlikely.
  3. Loss assets must be fully written off from the bank’s accounts.

1
Only 1
2
Only 1 and 2
3
Only 2 and 3
4
Only 1 and 3
5
All of the above

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