Which of the following are true about RBI’s guidelines on provisioning for NPAs?

  1. Loss assets require 100% provisioning immediately.
  2. Provisioning for doubtful assets is staged based on the duration of NPA classification.
  3. Advances against National Saving Certificates (NSCs) are exempt from being classified as NPAs.

1
Only 1 and 2
2
Only 2 and 3
3
Only 3
4
Only 1 and 3
5
All of the above

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