Which of the following statements are correct regarding RBI’s recent regulatory measures on consumer credit exposure?

  1. Risk weights for consumer credit exposure of commercial banks have been increased by 25 percentage points.
  2. NBFCs’ loan exposure in retail loans now carries a risk weight of 125%.
  3. Loans secured by gold jewelry for commercial banks remain unaffected by the revised risk weights.

1
Only 1
2
Only 1 and 3
3
Only 2
4
Only 2 and 3
5
All of the above

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