Which of the following best describes the role of the Principal Officer in a bank under AML guidelines?

1. Responsible for filing suspicious transaction reports (STRs) with FIU-IND.
2. Conducts on-ground investigations of flagged accounts.
3. Reviews and approves risk classification for high-value accounts.
4. Acts as the primary contact point for regulatory agencies.
5. Ensures customer onboarding aligns with KYC/AML norms.

1
1, 2, and 3 only
2
2, 4, and 5 only
3
1, 3, and 5 only
4
1, 4, and 5 only
5
All of the above

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