Which of the following statements about credit facilities for SCs/STs under government-sponsored schemes are correct?
1. Banks must not insist on deposits while granting loans under government-sponsored schemes for SCs/STs.
2. Applicable subsidies must be released upfront and not held until loan repayment.
3. Rejection of loan applications for SCs/STs must be done at the branch level.
1
1 and 2 only
2
2 and 3 only
3
1 and 3 only
4
All of the above
5
None of the above