Which of the following is NOT a feature or detail of the "PNB Multi-Currency World Travel Card (MCWTC)" launched by Punjab National Bank (PNB)?

1
Supports six major foreign currencies, including USD and GBP.
2
Can be used in India, Nepal, and Bhutan.
3
Users can lock in exchange rates at the time of loading.
4
Includes insurance coverage of up to ₹3.5 lakh.
5
Can be used for online transactions globally.

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