Consider the following statements regarding the new RBI guideline on bank account closures effective from January 1, 2025:

1. Dormant accounts are those that have had no transaction activity for 12 months or more.

2. RBI has mandated the closure of Dormant, Inactive, and Zero Balance Accounts to improve banking security and efficiency.

3. Account holders can avoid closure of inactive accounts by conducting at least one transaction.

Which of the above statements is/are correct?